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Because we look at our customers as family, we want them to succeed.  We want to avoid repossessing vehicles. The fact is that if we repo’ the vehicle, the customer is not paying for the vehicle and we’re not going to get paid for it. Repossessing really doesn’t do us any

Cars and Credit stands out among all the other dealerships in Cleveland, Tennessee in part because it’s easier for people to get qualified to buy a vehicle. I’m not going to tell somebody over the phone they’re approved and that they’re going to drive off with $100 down

Some of the top myths or misconceptions about use car dealerships and buy-here pay-here dealerships are that they have really high interest rates, and that we don’t work with people if they’re a payment behind or something. They believe that we’ll repo’ the car and that we

Sometimes buying a car can take a long time. A lot of people think they need to set aside an entire day. That’s not the case with us at Cars and Credit. The average time can take between an hour to an hour and a half, but it depends on if they have everything ready that we require. It also

Before we purchase a vehicle to sell on our lot at Cars and Credit—whether from an individual, a trade, a local auction—our mechanic inspects them all. He gives them a quick look-over. If the vehicle looks good, we get it and bring it to our service center from wherever we purchased it.

For someone who wants to buy a used car and they’re looking at dealers, buying it on the street or other options, I suggest to look for the most dependable place and see if you can get financed or qualified in order to buy there. So if you find a buy-here pay-here dealership versus buying