About Us

Our staff at Cars and Credit is committed to taking care of people who need reliable, quality pre-owned vehicles in the Cleveland, Tennessee area. We strive to build long-lasting relationships with our customers and vendors through transparency, honesty, and integrity. Our goal is to become the top choice in our area for pre-owned vehicles through creating an impeccable reputation for fairness and trustworthiness..

Gladys Rubio

General Manager


My name is Gladys Rubio I am originally from Chicago Illinois, but have lived in Cleveland Tennessee for 17 years. I have been working for Cars and Credit for over 7 years and I love the interaction I have with the public. At Cars and Credit we strive on customer service, come visit us and let us put you in a dependable pre-owned vehicle.

Yaitza Mercado

Sales Associate


Hi, my name is Yaitza Mercado I’m the new sales associate here at Cars and Credit. I’m from Puerto Rico, but I have lived in Cleveland TN for 10 years. I’m fluent in Spanish and English. My duty is to give you the best service and assistance as to the purchase of a vehicle. I would love to work with you the best that I can, so you can leave the lot satisfied and with one of our pre-owned vehicles. Come see us soon!