About Us

Cars and Credit is committed to the sale of quality pre-owned vehicles in the Cleveland, TN area. The organization strives to build long-lasting relationships with its customers and vendors through transparency, honesty, and integrity. The goal is to become the top consumer’s choice for pre-owned vehicles in the area creating an impeccable reputation for fairness.

Yaitza Mercado

Sales Associate

Hi, my name is Yaitza Mercado I’m the new sales associate here at Cars and Credit. I’m from Puerto Rico, but I have lived in Cleveland TN for 10 years. I’m fluent in Spanish and English. My duty is to give you the best service and assistance as to the purchase of a vehicle. I would love to work with you the best that I can, so you can leave the lot satisfied and with one of our pre-owned vehicles. Come see us soon!

Gladys Rubio

General Manager

My name is Gladys Rubio I am originally from Chicago Illinois, but have lived in Cleveland Tennessee for 17 years. I have been working for Cars and Credit for over 7 years and I love the interaction I have with the public. At Cars and Credit we strive on customer service, come visit us and let us put you in a dependable pre-owned vehicle.

Contact Us

Cars and Credit

110 Keith St. NW

Cleveland, TN


Phone # 423-473-9993

Fax # 423-473-9994


Operating Hours:

Monday – Friday: 9:00am – 6:00pm

Saturday: 9:00 am – 3:00 pm

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