About Us

Cars and Credit is committed to the sale of quality pre-owned vehicles in the Cleveland, TN area. The organization strives to build long-lasting relationships with its customers and vendors through transparency, honesty, and integrity. The goal is to become the top consumer’s choice for pre-owned vehicles in the area creating an impeccable reputation for fairness.

Bianca Baker

Sales Manager

I’m originally from New Orleans, but I’ve been in the area for 19 years. I have two wonderful children and I love to interact with the public in general. We strive to sell dependable vehicles at affordable prices, and to be as transparent as possible in our business dealings. We would appreciate it very much if next time you are out shopping for a car you shop with us. You will not regret it.

Gladys Rubio

My name is Gladys Rubio; I am originally from Chicago Illinois, but have lived in Cleveland Tennessee for 16 years. I have been working for Cars and Credit for over 5 years and I love the interaction I have with the public. It would be my pleasure to help you find the right vehicle from our expanded selection of used Cars, Trucks and SUVs. Please come visit us and let us put you in a dependable preowned vehicle.

Contact Us

Cars and Credit

110 Keith St. NW

Cleveland, TN


Phone # 423-473-9993

Fax # 423-473-9994


Operating Hours:

Monday – Friday: 9:00am – 6:00pm

Saturday: 9:00 am – 3:00 pm

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